Construction sites can be dangerous places where even subcontractors are at risk of experiencing an accident. When an accident happens, you may wonder about your rights and how to recover from your injuries.
In Utah, subcontractors have legal options to seek compensation and protect their financial well-being.
The right to workers’ compensation
In Utah, most subcontractors qualify for workers’ compensation if they suffer an injury on the job. This system provides benefits for medical expenses and lost wages. If a subcontractor works under a general contractor who carries workers’ compensation insurance, the subcontractor may be eligible for these benefits. Even if the subcontractor is an independent worker, they may still qualify under certain conditions.
Workers’ compensation in Utah covers medical costs, a portion of lost wages and disability benefits if the injury affects long-term work ability. Subcontractors should report the injury immediately to begin the claims process.
The right to file a third-party claim
Subcontractors may also pursue a third-party claim if someone other than their employer caused the accident. For example, if faulty equipment or the actions of another contractor led to the injury, the subcontractor may hold those parties responsible.
Third-party claims allow injured subcontractors to seek compensation beyond what workers’ compensation provides. This may include full lost wages, pain and suffering and other damages. Subcontractors must gather evidence to support their claims, such as detailed photos of the accident scene.
Understanding these rights can help subcontractors recover after a construction accident. Knowing the available options empowers you to protect your health and financial future.